// payment-plans-sections.jsx // Resource / conversion page — CFO and finance director audience. // Edits from spec to honour the design brief: // • Larger body type so the page reads at a glance (17–19px, not 14–15). // • Mono labels appear at most once per section, never stacked. // • Spec's S02 (Compare Plans) and S04 (Financing Benefits) collapse into // one Compare Plans block — the spec lists the same three structures // twice. Once is enough. // • One celebratory moment only: Capital Strategy on Soft Green. // • Comparison rendered as three plan cards with a visual savings-vs- // payment bar, not a dense table. // // Color rhythm: // 01 Hero — Wise Blue // 02 Compare Plans — Paper Cream // 03 How It Works — Wise Blue // 04 Capital Strat — Soft Green (high moment) // 05 Services — Paper Cream // 06 FAQ — Wise Blue // 07 Closing CTA — Soft Green // ============================================================ // 01 · HERO — Wise Blue. // Just headline + supporting paragraph + two CTAs. // One eyebrow line. Breadcrumb in the running header. // ============================================================ const PPHero = () => (

{/* Running header

Resources › Payment plans For finance leaders · Commercial & industrial

*/} {/* Faint right-side wordmark — same family as Incentives hero treatment */}

Payment plans

Commercial solar financing for{' '} Canadian businesses.

Solar generates measurable electricity savings from the first month. Payment plans are structured around those savings — so you preserve working capital and choose the repayment profile that fits your strategy.

Book your assessment Compare plans ↓

); // ============================================================ // 02 · COMPARE PLANS — Paper Cream. // Three plan cards. Each shows term, plain description, and a // horizontal bar that compares Payments to Savings. // No table. No repeated stats across cards beyond the bar. // One card is marked as the most-selected structure. // ============================================================ const PlanCard = ({ idx, title, term, body, payPct, savePct, cashShort, cashLong, featured }) => (

{/* Index + featured pill */}

0{idx} {featured && ( Most selected )}

{/* Title */}

{title}

{/* Term */}

{term}

{/* Description */}

{body}

{/* Spacer */}

{/* Bar — payment vs savings (10-yr avg.) */}

Payment vs. project savings (illustrative)

{/* Savings row — always 100% reference */}

Savings 100%

{/* Payment row */}

Payment {payPct}%

{/* Cash position — keep to a single line each */}

During repayment

{cashShort}

Post repayment

{cashLong}

); const PPComparePlans = () => { const plans = [ { idx: 1, title: 'Improve Cash Flow', term: '15 – 20 year term', body: 'Payments are structured below the project’s annual savings. The system pays for itself and contributes positive cash flow from the first month.', payPct: 75, savePct: 100, cashShort: 'Positive', cashLong: 'Strong' }, { idx: 2, title: 'Budget Neutral', term: '10 year term', body: 'Payments are matched to projected savings. The project builds equity through the term without increasing operating costs.', payPct: 100, savePct: 100, cashShort: 'Neutral', cashLong: 'Very good', featured: true }, { idx: 3, title: 'Accelerated Payback', term: '5 year term', body: 'Payments run above savings during the term, then 100% of savings stay with the business once the asset is owned outright.', payPct: 130, savePct: 100, cashShort: 'Offset', cashLong: 'Excellent' } ]; return (

{plans.map((p) => )}

Illustrative only. Project-specific financing is calculated from verified facility consumption data and applicable incentive programs.

); }; // ============================================================ // 03 · HOW IT WORKS — Wise Blue. // Three-step explanation, big numerals, body copy. // Closes with a single quiet link to the Incentives Guide. // ============================================================ const PPHowItWorks = () => { const steps = [ { n: '01', head: 'Savings begin on day one.', body: 'A solar installation produces measurable electricity savings from the first month of operation. Those savings are the financial backbone of every payment plan.' }, { n: '02', head: 'Incentives reduce the financed amount.', body: 'The federal Clean Technology ITC (30% refundable) and Enhanced CCA Class 43.2 (full first-year capital deduction) lower the project cost before financing is structured. Provincial programs layer on top.' }, { n: '03', head: 'Payments come from the savings.', body: 'Your plan is structured so the savings cover the payments — below, equal to, or above, depending on the term you select. The difference stays in your business.' } ]; return (

{steps.map((s, i) => (

{s.n}

{s.head}

{s.body}

))}

Together, federal and provincial programs can significantly reduce the capital a business actually finances.

See the full Canadian incentives guide →

); }; // ============================================================ // 04 · CAPITAL STRATEGY — Soft Green. The page's one high moment. // Faint italic "Capital." wordmark in the background. // Headline + 2-paragraph body + two CTAs. // ============================================================ const PPCapitalStrategy = () => (

Capital strategy

Pay with savings.{' '} Own the upside.

Book your assessment See our projects →

The right payment plan uses your project’s electricity savings, tax credits, and provincial incentives to cover repayment — while keeping a portion of those savings working for your business throughout the term.

Every structure is built from a project-specific financial model — never an industry average. The model uses your actual utility data, eligible programs, and preferred capital strategy.

); // ============================================================ // 05 · RELEVANT SERVICES — Paper Cream. // Three solution cards + two resource links. Simplified — no // double-eyebrow stacks. One eyebrow at the top. // ============================================================ const PPServices = () => { const services = [ { name: 'Commercial Solar', body: 'Rooftop PV sized to your annual consumption profile — eligible for the full provincial and federal incentive stack.', href: '/solutions/commercial-solar/' }, { name: 'Battery Storage', body: 'Peak demand management and IESO demand response — often financed alongside solar as one integrated project model.', href: '/solutions/battery-storage/' }, { name: 'LED Lighting', body: 'The fastest-payback efficiency measure in C&I facilities — frequently included in the same financing structure as solar.', href: '/solutions/led-lighting/' } ]; const resources = [ { tag: 'Resource', name: 'Canadian Incentives Guide', body: 'Federal, provincial, and utility programs that apply to commercial solar, storage, and efficiency projects.', href: '/resources/rebates-and-incentives/' }, { tag: 'Resource', name: 'BEPS + ESG Compliance', body: 'How energy projects contribute to Building Emissions Performance Standard compliance and ESG reporting.', // GI Link Audit (Fix 4): no standalone BEPS guide exists yet — fallback to Insights. href: '/resources/insights/' } ]; return (

{/* Solutions */}

{services.map((s) => (

{s.name}

{s.body}

Explore →

))}

{/* Resources */}

{resources.map((r) => (

{r.tag}

{r.name}

{r.body}

→ ))}

); }; // ============================================================ // 06 · FAQ — Wise Blue. Seven questions from the spec. // Accordion. Large mono index. First open by default. // ============================================================ const PPFaq = () => { const [open, setOpen] = React.useState(0); const items = [ { q: 'How do commercial solar payment plans work?', a: 'Commercial solar payment plans are structured around projected electricity savings, with terms from 5 to 20 years and monthly payments set below, equal to, or above those savings — depending on the business’s financial objectives. A shorter term means higher payments during repayment and a larger share of savings retained long-term. A longer term means lower payments and a positive cash position throughout. Every plan is built from a project-specific financial model, never a rate card.' }, { q: 'Can commercial solar projects be financed with zero upfront capital?', a: 'Yes — zero-down financing is available for qualifying commercial solar projects in Canada. Qualifying conditions are based on the project’s financial profile, the facility’s electricity consumption history, and the business’s creditworthiness. Federal incentives (the 30% refundable Clean Technology ITC) and provincial programs such as IESO saveONenergy in Ontario reduce the financed amount and improve project economics from day one.' }, { q: 'What financing terms are available for commercial solar projects in Canada?', a: 'Commercial solar financing terms in Canada typically range from 5 to 20 years, depending on project size, financial objectives, and the structure selected. A 5-year term maximizes long-term savings; a 20-year term minimizes annual payments and keeps cash flow positive throughout. Most businesses select a term between 10 and 15 years, targeting a budget-neutral or modestly cash-flow-positive structure during repayment.' }, { q: 'How does the federal Clean Technology Investment Tax Credit affect solar financing?', a: 'The Clean Tech ITC provides a refundable tax credit of up to 30% of eligible capital costs for solar, battery storage, and related electrical infrastructure — and it applies regardless of whether the project is financed or purchased. Because it is refundable, it is payable even where corporate tax liability is limited. In a financed project, that payment can reduce the outstanding balance, shorten the term, or improve short-term cash flow. The Enhanced CCA Class 43.2 stacks on top with a full year-one deduction.' }, { q: 'What is a budget-neutral solar payment plan?', a: 'A budget-neutral solar payment plan is one where annual financing payments are approximately equal to the electricity savings the project generates — meaning the system pays for itself with no net change to the facility’s operating costs. This structure is typically achieved at a 10-year amortization. After the term ends, the system is owned outright and 100% of the electricity savings flow to the bottom line.' }, { q: 'Is commercial solar cash flow positive from day one?', a: 'Yes — on a cash-flow-positive payment plan, financing payments are set below the project’s projected annual electricity savings, generating a net positive return from the first month. On a 15–20 year amortization, payments are typically structured at about 75% of the 10-year average annual savings. The remaining 25% is retained by the business throughout the financing period.' }, { q: 'How does financing compare to a cash purchase for commercial solar?', a: 'A cash purchase eliminates financing costs and produces the highest total return over the system’s lifetime, but requires capital outlay that could otherwise be deployed elsewhere. Financing preserves that capital, allows the project to proceed without affecting working capital, and can still deliver a positive cash position throughout repayment. Every project financial model includes a cash vs. financed scenario comparison.' } ]; return (

{items.map((it, i) => { const isOpen = open === i; return (

{it.a}

); })}

); }; // ============================================================ // 07 · CLOSING CTA — Soft Green. Faint "Numbers." wordmark. // Short, direct. Two CTAs. // ============================================================ const PPClosingCTA = () => (

Next step

Ready to see what the numbers look like for your facility?

Every payment plan starts with a project-specific financial model built from your facility’s actual electricity data. Contact us for a financing pre-approval estimate.